Debt Counseling Advisors


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Debt amounts of $3,000 and up.
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Receive confidential advice.
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Lower your interest rates.
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Reduce your debts by up to 50%.
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Make one low monthly payment.
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All states
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Since 1995
the mission of Credit.com has been to help customers learn about credit and find the right service for their
situation.
Applying for a loan,
credit card or debt assistance program though Credit.com is easy. Their secure online forms match your application details with the best
provider.


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- Debt amounts of $10,000 and up.
- Reduce Total Balances 40-60%
- One Simple, Low Monthly Payment
- No Credit Checks
- Get Out of Debt in 12-36 Months
Credit Solutions does not offer services in: Delaware, Georgia, Idaho,
Kansas, Maine,Mississippi, North
Carolina, New Jersey, Ohio, South Carolina, Tennessee, Utah,Vermont,
Wisconsin and West Virginia.
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Credit Solutions is the leader in the debt settlement industry, managing over $1.2 billion of
credit card debt for their clients. More than 70,000 people have entrusted in Credit Solutions to help them live a debt free life.
Credit Solutions helps their clients by securing a reduction in their outstanding credit card
debt, providing solid financial information and arming them with sound budgeting tools.


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CareOne(SM) can help:
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CareOne has helped over 4.5 million people and, in 2006 alone, helped their customers pay down
$850 million in debts.
CareOne is a debt relief service provider with a difference. CareOne works to provide flexible, effective debt relief options for consumers who are
struggling with credit card and other debt.
Debt Counseling
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Debt counseling is a person or company who suggests a proper plan
of action for your needs.
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They typically are more consumer oriented and plan the best route
to get you debt free.
Online Debt Consolidation
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debt consolidation is taking all outstanding loans and debts and
rolling them into one payment.
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While this option does lower monthly cash out flow, it tends to
extend the loans over a longer time.
Debt Management
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Debt management is when they help you plan and strategize to
achieve your financial needs.
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They figure out ways to manage current debt, while keeping your
credit in tack.
Debt Settlement
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Debt settlement is when a company deals as third party with your
current creditors.
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They help negotiate a lower amount to be paid back. This
will often times mess up your credit.
So many different debt related terms are
thrown around online yet many times people have trouble understanding the difference in what they mean.
Everyone knows what their end goal is but they don't know if they are applying for the right thing. The
most common ones are debt counseling, online debt consolidation, debt management, and debt settlement.
While they all have different meanings and purposes, they all share a common end goal of reducing you
debt and getting you back on the road to financial stability.
While some eliminate debt, they may hurt your
credit. Others bundle your outstanding debt but lower your monthly cash outflow. There are a
number of companies out there that specialize in each area individually. Some are great with negotiating
with creditors to lower your debt. Others may be better at working directly with the consumer to determine
their needs and get them back on track. Others simply focus on issuing a new loan that consolidates
all of a consumer's outstanding ones, often with a lower monthly payment.
What ever their route may be it is important to
understand the company you decide to work with. You should understand what their business is and
how they are eventually compensated. This will help better understand if they are honestly looking out for
your best interest, or do they have a financial incentive to give the advice they do. All in all make sure
you know your needs before talking to any debt counseling advisor, and make sure they listen to your
needs.
The right Online Debt Consolidation Help.
Debt counseling can be a difficult, stressful, and
frustrating process for anyone. Just understanding what debt counseling means can be
difficult all in itself! Debt counseling is a term thrown out all too often. What
exactly is debt counseling? With so many debt related terms out there it is often normal
to get them all mixed out. Debt counseling encompasses all the terms you might
hear.
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